When you can pay less by renting something a few times a year, why not rent and put the savings towards your family’s needs, a savings cushion, helping others, or paying for the other fun things that you or your family wants. Part of being a good steward of your money is figuring out the wisest way to obtain what you need and want. Simply looking at “affordability” is good only if you haven’t figured out how to avoid digging a hole for yourself financially. It’s not the best guideline if you have learned the basics of personal finance.
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